If you spend money to raise your credit scores without performing any of the work, you may be misleading potential investors about your creditworthiness. When you acquire a tradeline, the seller will do a credit check because they want to make sure they are paid. D&B, for example, will affect whether you purchased tradelines sooner or later. If a tradeline sales organization conducts a credit report inquiry, D&B will discover fraud. The process of shutting down your tradelines is only the beginning. D&B will flag your whole profile, terminate any legitimate and fraudulent deals, and you will lose any time or money you believed you had gained.